We all hope never to be involved in any sort of car accident. And by following road safety guidelines and focussing 100% of our attention on the road, we can help to keep everyone safe.
However, sometimes accidents do happen. And it’s very important to know what to do if you (or the driver of a vehicle you are in) are unlucky in this way.
So if you’re looking on some key pointers for what to do in the event of a car accident, check out the list below.
Stop & Get To Safety
It is illegal to drive away from a car accident that you are involved in. So even if it’s just a small collision, you must always find somewhere to stop.
But of course, roads are dangerous. So make sure you get yourself and anyone in your car to a safe spot before trying to do anything else. If you can, turn on your car’s safety lights so other drivers can see the vehicle.
Call the Police and Keep a Record
Generally speaking, it’s a good idea to call the police after any accident, even if there are no serious injuries. This is because the site of the accident may be hazardous to other drivers. But also because a police report may be necessary for your insurance claim.
Whether you call the police or not, it is very important to keep a clear record of all the information relating to the accident. Exchange information with the other driver if there is one. Record when you called the police and when they arrived.
If there is damage to your car, write these details down. Take photographs. And for your own memory, write down what you think happened, and whether or not you are hurt.
Report the Incident To Your Insurance Company
Your insurance claim may be affected if you don’t notify your insurance company of any incident as quickly as possible.
Your record of the incident and photographs will be useful here, as will your contact with the police – so make sure you do those things first, before contacting your provider.
Repairing The Damage
If your car is not drivable after the accident, you may need to organise its transport to the garage. Some roadside assistance plans do cover this though, so check with your provider first.
Your insurance company will be able to advise you on the best procedure for getting your car repaired after an accident.
Generally speaking, once your claim has been filed, the first thing you need to do is choose a repair shop. It is a good idea to go to an accident repair specialist that services your model, like the Vauxhall Accident Repair Bodyshop.
When you speak to your mechanic, ask them what needs to be done and how long the repairs are likely to take, and again – check in with your insurance company. This information will be important to your claim.
Then all that’s left to do is wait for your repairs! If you need a car to get around in the meantime, ask your roadside assistance provider if they provide replacements. If not, look into car rentals.
Replace Your Car Seats
Even if the accident you were in seems minor, you should always replace your childs car seats. That’s because you don’t know if the intergrity of the car seat has been damaged internally.
You car insurers should cover this too, so it’s definitely worth keeping receipts for any seats you purchase and put them in a safe place.